Term Loan
One lump sum at a fixed rate, with a payment that does not move for up to three years.
- Funding amount
- $20,000 – $1,000,000
- Term
- Up to 36 months
- Cost
- Starting at 5.5%
- Time frame
- 1–2 days
Short-term loan
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Funding amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Cost
- Beginning at 6%
- Time frame
- 1–2 days
The same shape as a term loan over a shorter period, usually a year or less. Less time on the books generally means an easier approval and a total cost whose end you can see from the start.
It suits an unexpected bill, a quiet month, a short project that will pay for itself, or an order with a closing date on it. If what the money buys will still be earning in three years, ask about the term loan instead: it runs longer and the payment is smaller.
What it gives you
- Quicker approval than a longer loan
- Total cost visible from the start
- Up to 24 months
- Nothing pledged against it
The application
Apply
About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.
Rather talk to somebody first? (844) 333-5002, Monday to Friday, 9am – 6pm PT.
Financing
The other five
Business Line of Credit
An approved limit that costs nothing until the day you draw on it.
- Funding amount
- Up to $1,000,000
- Term
- 6 months – 3 years
- Cost
- Starting at 4.5%
- Time frame
- 1–2 days
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Funding amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Cost
- Beginning at 6%
- Time frame
- 1–2 days
Working Capital Loan
For payroll, rent, stock, and the stretch between the work and the payment.
- Funding amount
- Up to $1,000,000
- Term
- Daily or weekly ACH
- Cost
- Starting at 4.5%
- Time frame
- 1–2 days
Equipment Financing
For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.
- Funding amount
- Up to $250,000
- Term
- 1 – 5 years
- Cost
- As low as 8%
- Time frame
- Monthly repayment
Business Cash Advance
An advance against future receivables, repaid as a share of what comes in. The dearest money here.
- Funding amount
- $5,000 – $500,000
- Term
- Daily or weekly ACH
- Cost
- 10% – 35% factor
- Time frame
- 24–48 hours