Term Loan
One lump sum at a fixed rate, with a payment that does not move for up to three years.
- Amount
- $20,000 – $1,000,000
- Cost
- Starting at 5.5%
The application
Apply for funding
About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.
- No fee to apply
- Soft credit check only
- $5,000 to $1,000,000
- Funded in 24–48 hours
Rather talk to somebody first? (844) 333-5002, Monday to Friday, 9am – 6pm PT.
What happens next
After you press send.
Three things, in this order, and none of them costs anything.
Step 01
You apply
About two minutes online with the basics about the business. No fee, no documents to start, and a soft credit check that leaves the owner's score where it is.
Step 02
Eighty-five lenders see it at once
One application goes out to the whole network rather than to one bank at a time, so the offers come back together and can be read against each other instead of accepted one by one.
Step 03
A specialist reads them with you
Someone whose job is reading these goes through what came back — what each costs, how each is repaid, and which ones you should refuse. Then you choose, or you do not.
The six
What you are applying to
One application covers all six. You do not choose the program on the form; the offers come back and a specialist goes through them with you.
Business Line of Credit
An approved limit that costs nothing until the day you draw on it.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Short-Term Business Loan
A term loan with a shorter life, for the thing that will not wait for a bank.
- Amount
- $10,000 – $1,000,000
- Cost
- Beginning at 6%
Working Capital Loan
For payroll, rent, stock, and the stretch between the work and the payment.
- Amount
- Up to $1,000,000
- Cost
- Starting at 4.5%
Equipment Financing
For the machines, vehicles and systems a business runs on — and the one program here that is normally secured.
- Amount
- Up to $250,000
- Cost
- As low as 8%
Business Cash Advance
An advance against future receivables, repaid as a share of what comes in. The dearest money here.
- Amount
- $5,000 – $500,000
- Cost
- 10% – 35% factor
The cash advance is priced as a factor rather than as interest, and the two do not compare. A factor of 10% on $100,000 is $110,000 to repay whether it clears in six months or eighteen — paying it off early does not make it cheaper. Interest does fall when the balance does.